When purchasing home insurance, you may come across two terms, including market cost and replacement value. These terms are related to how much your insurance company might pay you if your home is destroyed due to a covered event. Let’s take a look at these two terms and how they can affect your homeowners insurance. […]
Understanding Replacement Cost VS. Market Value in Home Insurance Read More »
Are you a first-time homebuyer? When you’re purchasing your first home in Post Falls, Idaho, there are lots of things to think about, including negotiating a fair purchase price, determining your down payment, finalizing the paperwork and paying the closing costs. It can be a hectic time, but don’t forget about your homeowners insurance. Homeowners
Insurance Guide for First-Time Home Buyers in Post Falls, Idaho Read More »
Are you worried about your Washington homeowners insurance increasing or being canceled? Many homeowners have seen their insurance premiums increase beyond their ability to afford it. Others have seen their insurance policies canceled without warning. Let’s take a look at what might cause your premiums to increase and what claims might result in a cancellation.
Home Insurance Claims That Make the Premium Go Up or Cancel All Together Read More »
Are you thinking about getting solar panels on your Washington home? According to the Solar Energy Industries Association (SEIA), Washington State ranks 33rd in solar power generation in the first quarter of 2024. The state has seen 711 megawatts of solar power installed in the first quarter of the year, and it’s a great choice
Do Solar Panels Increase Home Insurance Premiums? Read More »
Are you considering purchasing a house in Spokane, Washington in the coming year? If you are, don’t forget the home inspection. Home inspections can find issues with the house that you may not have seen on your walk. Let’s take a look at the home inspection costs and what they cover. What is a home
How much does a home inspection cost in Washington State, and why do you need one? Read More »
Are you concerned about the number of burglaries in Washington state and wondering how well your homeowners’ insurance covers you, especially if you keep cash in your home? If you’ve been contemplating this, you’re not alone. According to the Spokesman Review, Washington state has 548 burglaries per 100,000 residents. In 2022, the state saw 43,481
Is theft of cash covered by Home Insurance? Read More »
Do you need home insurance in Washington? Homeowners insurance helps pay for the replacement or repairs to your home if it was damaged by a covered loss. Let’s take a look at how homeowners insurance protects you. Homeowners Insurance in Washington Homeowners insurance policies help financially protect you if your home or belongings are damaged
Washington Homeowners Insurance Guide Read More »
Are you wondering what causes the most home insurance claims in Washington State? Homeowners insurance helps protect homeowners against certain types of financial losses, like property damage, water damage, wind and hail damage, theft and vandalism. When your home or property experiences damage due to a covered event, filing a claim with your WA insurance
What are common home insurance claims in Washington State? Read More »
We are a medium-sized insurance brokerage that was established in 1996. As Independent Agents, we represent you, the CLIENT. Although we write all types of insurance, we specialize in auto and home insurance in the Northwest.
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